I confirm that I had, throughout the financial year immediately preceding the date of the loan, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
OR
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
The property which is my primary residence or any money raised through a loan secured on that property; or
Any rights of mine under a qualifying contract of insurance; or
Any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
Any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
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